ECCU First Step Savings Account

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ECCU First Steps

If you are 18 years or older, do not have an existing bank account and are unable to provide proof of income or address, this account is for you!

The ECCU First Step Savings Account is available to ECCU residents 18 years and over who are first-time account holders.

Features Benefits

FREE Republic Visa Debit Card
  • Keep track of your account balance
  • Get convenient 24/7 access to your account at Republic Bank ATM machines
  • Enjoy the flexibility of paying for goods and services at merchants nationwide. You don't need to carry cash!
  • Get immediate access to funds in an emergency

FREE Republic Visa Debit Card wallet

Protects your card from damage

FREE and instant access to your account(s) with RepublicOnline and RepublicMobile App

 No need to leave home! With electronic banking, you can:
  • check your account balances and transactions
  • transfer funds
  • pay bills

FREE Monthly E-Statements

Keep track of your monthly transactions

No minimum balance requirement

Easy maintenance of account

No restrictions on withdrawals

Easy access to your funds

Deposits must not exceed EC$3,000 monthly or EC$36,000 per year

  

Please note:

  • No international wire transfers are permitted with this account
  • No overdrafts are permitted
Interest Rates Service Fees

2% per year

No opening fee
No maintenance fee

The ECCU First Step Savings Account is available to ECCU residents 18 years and over who are first-time account holders:

  • One valid photo ID is required to open the account (e.g., NIS Card, National/Voter’s ID, Driver’s Licence or Passport).
  • Minimum opening deposit XCD$25

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