Personal Commercial
Everyday Banking | Borrow | Invest
 
Commercial Banking
 
Mortgages  

Everyone dreams of having somewhere to call their own, a place to call home. With our HOMEasy Loans, we make owning your home a reality. HOMEasy Loans are granted to finance the purchase of land and the construction or renovation/remodeling and purchase of residential properties. They may also be granted to refinance existing house loans.
For an application for construction or renovation/remodeling you need:
  • Job letter/copy of last pay slip.
  • Valid picture ID (Passport, ID card, driver’s permit).
  • Approved building plans.
  • Construction cost estimate.
  • A copy of the Deed of Title.
  • A copy of the last land tax receipt.
  • Valuation of the property by an approved valuator.
For an application for the purchase of a house you need:
  • Job letter/copy of last pay slip.
  • Valid picture ID (Passport, ID card, driver’s permit).
  • A copy of the seller’s title deed.
  • A copy of the last property tax receipt.
  • Evidence of the purchase price.
  • Valuation of the property by an approved valuator.
For an application for the purchase of land you need:
  • Job letter/copy of last pay slip.
  • Valid picture ID (Passport, ID card, driver’s permit).
  • A copy of the seller's title deed.
  • A copy of the last property tax receipt.
  • Evidence of the purchase price.
  • Valuation of the property by an approved valuator.